Accessibility helpSign InSubscribeFinancial TimesSubscribeSign InHomeWorldWorld HomeMiddle East warGlobal EconomyUKUSChinaAfricaAsia PacificEmerging MarketsEuropeWar in UkraineAmericasMiddle East & North AfricaTrump’s Venezuela strategy has failed in IranKharg Island: Iran’s oil lifeline that Trump has left untouchedWhich economies will pay the biggest price for the Iran war?Farage misses out on Trump meeting as their relationship coolsG7 discuss joint release of emergency oil reservesUSUS HomeUS EconomyUS CompaniesUS Politics & PolicyTrump’s Venezuela strategy has failed in IranKharg Island: Iran’s oil lifeline that Trump has left untouchedWhich economies will pay the biggest price for the Iran war?Farage misses out on Trump meeting as their relationship coolsIran war will leave a complex geoeconomic legacyCompaniesCompanies HomeEnergyFinancialsHealthIndustrialsMediaProfessional ServicesRetail & ConsumerTech SectorTelecomsTransportKharg Island: Iran’s oil lifeline that Trump has left untouchedWhich economies will pay the biggest price for the Iran war?G7 discuss joint release of emergency oil reservesEx-EY executive launches private equity-backed tax firm to challenge Big FourSheryl Sandberg and Nick Clegg join Nvidia-backed AI start-up NscaleTechTech HomeArtificial intelligenceSemiconductorsCyber SecuritySocial MediaSheryl Sandberg and Nick Clegg join Nvidia-backed AI start-up NscaleAnthropic sues Pentagon claiming supply chain risk label could cost billions in revenueKKR eyes multibillion-dollar sale of data centre cooling companyMicrosoft adds Anthropic AI models to its Copilot workplace toolsDarktrace names third chief in 18 months amid US expansion driveMarketsMarkets HomeAlphavilleMarkets DataCryptoCapital MarketsCommoditiesCurrenciesEquitiesMonetary Policy RadarWealth ManagementMoral MoneyETF HubFund ManagementTradingKharg Island: Iran’s oil lifeline that Trump has left untouchedWhich economies will pay the biggest price for the Iran war?G7 discuss joint release of emergency oil reservesIran war will leave a complex geoeconomic legacyPimco sticks with bet on gilts despite market slumpClimateOpinionOpinion HomeColumnistsThe FT ViewThe Big ReadLexObituariesLettersTrump’s Venezuela strategy has failed in IranIran war will leave a complex geoeconomic legacyStagflationary forces are buildingAmerica chose this war — and must now choose how to end itWhy it’s time to end the grim march of the touchscreenLexWork & CareersWork & Careers HomeBusiness School RankingsBusiness EducationEurope's Start-Up HubsEntrepreneurshipRecruitmentBusiness BooksBusiness TravelWorking ItWhy it’s time to end the grim march of the touchscreenYou can turn this to your advantage if every news story has ‘tax exile’ in itBusiness school professors’ picksLife & ArtsLife & Arts HomeArtsBooksFood & DrinkFT MagazineHouse & HomeStylePuzzlesTravelFT GlobetrotterHow to wear a tie: HTSI’s definitive guideThe new food fad sweeping KoreaWine storage is emerging from the cellarFlip it and reverse it: the enduring fun of Jaeger-LeCoultre’s Reverso ‘Match of the century’ referee Lothar Schmid’s chess library up for auctionHow To Spend ItHomeWorldUSCompaniesTechMarketsClimateOpinionLexWork & CareersLife & ArtsHow To Spend ItFinancial TimesSubscribeSign InFood & BeverageHow BrewDog got punkedSelf-belief and ambition become flaws when amplified by managerial power and big moneyJonathan GuthrieGardensAre we killing birds with kindness?New evidence suggests that feeding our feathered friends is spreading disease and diminishing numbers. But stopping seems cruelJonathan GuthrieUK student loans discontent growsIt’s time to phase out student loansThe scheme is, as critics claim, a tax on the majority of British graduates — it’s time the state did the honest thingJonathan GuthrieInsight & CommentRaising the state pension age: will more Britons work until they drop?Overall longevity continues to rise, compounding pressure on stretched government financesJonathan GuthrieInsight & CommentHow the pensions triple lock will endState pension indexation is very important to retirees — but almost certainly too expensive to surviveJonathan GuthrieInsight & CommentWhy life really is cheaper after you retireIt can be scary without a salary, but savings made in retirement can mount upJonathan GuthrieInsight & CommentWho pays the most tax?The UK tax system is an irrational mess, but that suits the politiciansJonathan GuthrieJonathan Guthrie’s Nature Therapy columnsUrban foxes — friend or foe? Removing or deterring these garden trespassers is a lifetime vocation. But should they even be considered a problem in the first place?Jonathan GuthrieInsight & CommentWhen giving to charity engage your brain, as well as your heartHow to ensure any gifting you do this Christmas does the most goodJonathan GuthrieInsight & CommentWhy we should give our heirs their inheritance soonerThink of it as an early Christmas presentJonathan GuthrieBiography and memoirThe Curious Case of Mike Lynch — the rise and fall of the cleverest man in the roomKatie Prescott’s timely biography of the Autonomy entrepreneur offers lessons about today’s tech bubblesInsight & CommentHow not to retireYou don’t have to become a lady or gentleman of leisure — here’s a guide for the unretiredJonathan GuthrieInsight & CommentWill AI devour my pension?Disruption to business models could leave corporate sponsors too stretched to cover DB scheme liabilitiesJonathan GuthrieInsight & CommentThe NHS is in crisis — should I pay for private medical insurance?This year, Bupa clobbered me with a 15 per cent price increase. I cancelled the policyJonathan GuthrieNon-FictionTigers Between Empires — chasing tails in the battle to save big catsA compelling story of the conservationists fighting to save the Amur tiger in the Russian wildernessPersonal FinanceAre you wealthy?The UK chancellor has her sights set on those ‘with the broadest shoulders’ — that may include you, even if you don’t feel particularly well offJonathan GuthrieInsight & CommentIn the age of AI, what should your kids study at university?Artificial intelligence is changing the calculus when it comes to career paybacksJonathan GuthrieInsight & CommentDon’t let cash crash your financesRumoured changes to pension tax-free lump sums have sparked a wave of withdrawals — but few consider the opportunity costJonathan GuthrieBusiness booksDirtbag Billionaire — a warts-and-all portrayal of Yvon Chouinard, clothing tycoonThe Patagonia founder, who made a fortune only to give it all away, emerges as a complex and conflicted individual in this biographyInsight & CommentWhere’s the happiest place in the UK to retire?Analyse the data by all means, but relocation is a complex decisionJonathan GuthrieFT Financial Literacy and Inclusion CampaignWhat parents should tell students about moneyBudgets and food bargains matter more than bond yieldsJonathan GuthrieAirlinesHow carbon offsets for air passengers belly floppedTrying to offset the carbon footprint of your summer holidays with these schemes is a futile exerciseJonathan GuthrieInsight & CommentHalf of Gen X has a pension problemAs a generation, its pension provision is only slightly less than other cohorts — but women fare far worse than menJonathan GuthrieUK social careWhat are my chances of ending up in a care home?For many it’s the big concern when it comes to pension planning — but the financial risk may not be as bad as you thinkJonathan GuthrieInsight & CommentPension planning: how long have I got left?Ignore the longevity calculators, you’ll almost certainly prove them wrong anywayJonathan GuthrieHelp CentreContact UsAbout UsAccessibilityCareersSuppliersTerms & ConditionsPrivacy PolicyCookie PolicyManage CookiesCopyrightSlavery Statement & PoliciesShare News Tips SecurelyIndividual SubscriptionsProfessional SubscriptionsRepublishingExecutive Job SearchAdvertise with the FTFollow the FT on XFT ChannelsFT SchoolsPortfolioFT AppFT Digital EditionFT EditAlerts HubBusiness School RankingsSubscription ManagerNews feedNewslettersCurrency ConverterFT Live EventsFT ForumsFT Leaders AcademyMore from the FT GroupFT Editorial Code of PracticeUKSubscribe for full accessHomeWorldMiddle East warGlobal EconomyUKUSChinaAfricaAsia PacificEmerging MarketsEuropeWar in UkraineAmericasMiddle East & North AfricaUSUS EconomyUS CompaniesUS Politics & PolicyCompaniesEnergyFinancialsHealthIndustrialsMediaProfessional ServicesRetail & ConsumerTech SectorTelecomsTransportTechArtificial intelligenceSemiconductorsCyber SecuritySocial MediaMarketsAlphavilleMarkets DataCryptoCapital MarketsCommoditiesCurrenciesEquitiesMonetary Policy RadarWealth ManagementMoral MoneyETF HubFund ManagementTradingClimateOpinionColumnistsThe FT ViewThe Big ReadLexObituariesLettersLexWork & CareersBusiness School RankingsBusiness EducationEurope's Start-Up HubsEntrepreneurshipRecruitmentBusiness BooksBusiness TravelWorking ItLife & ArtsArtsBooksFood & DrinkFT MagazineHouse & HomeStylePuzzlesTravelFT GlobetrotterPersonal FinanceProperty & MortgagesInvestmentsPensionsTaxBanking & SavingsAdvice & CommentHow To Spend ItSpecial ReportsAlphavilleFT EditLunch with the FTFT Globetrotter#techAsiaMoral MoneyVisual and data journalismNewslettersVideoPodcastsNews feedFT SchoolsFT Live EventsFT ForumsFT Leaders AcademymyFTPortfolioFT Digital EditionCrosswordOur AppsHelp CentreSubscribeSign In
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